Liability & Tools insurance is a Per Capita and a Wages and Turnover facility rolled into one. Another great feature is the ability to arrange Tools and Stock cover in isolation or as an extension to either liability scheme.
A specialist product meeting the needs of over 260 trades.
Per Capita Facility. The Per Capita facility caters for over 260 general contractors, tradesman and professionals and is available to a maximum of ten persons.
Wages & Turnover. For larger contractors the wages & turnover facility provides the policyholder a fully flexible policy that can fluctuate on how your business performs year on year. There is no restriction on the size of your business or how many employees you employ.
Liability & Tools carries many great features and one of them is the ability to arrange Tools and Stock cover in isolation or as an extension to either liability scheme.
Unlike many other policies there is no need to remove tools from the vehicle overnight and there is no single item limit.
Features & Benefits
- Public Liability up to £10,000,000 for all trades
- Upto 30% No Claims Discount available
- Bona Fide Sub Contractors included for FREE
- No maximum turnover limit
Land Liability Insurance
Land Liability Insurance is designed to cover your legal liability for injury to third parties due to negligence in connection with the ownership of the land.
The policy provides property owners’ liability insurance covering the owner of a property or land and their legal liability against any damages that are sought after an accident or injury to a third party.
Property Owners Liability £2,000,000
Increase Property Owners Liability up to £5,000,000
Features & Benefits
- Quick and effective online solution for land liability risks
- Accomodates up to 45 acres
- Losses can include water hazards
- Development Sites
- Grazing, Moorland or Woodland
- Private Roads
- Residents Roads
- Rough Country
- Undeveloped Pasture